

Mortgages-New Jersey
As The Most Efficient Bank in America, Hudson City offers better values in the form of competitive mortgage rates and lower closing fees. Plus, we'll help you close your loan without frustration or costly surprises.
Special Mortgage Program -- Low/Moderate Income
Hudson City is committed to meeting the banking and housing needs within the communities in which we serve. To that end, our Bank offers special programs for individuals who have Low/Moderate Income levels. If you qualify under our program you will save thousands of dollars due to reduced rates and fees as well as preferred underwriting criteria.
| Maximum Permissible Income Levels For Low/Moderate Program | |||
| by County | |||
|---|---|---|---|
| Atlantic | $54,720 | Middlesex | $74,160 |
| Bergen | $51,840 | Monmouth | $74,160 |
| Burlington | $66,240 | Morris | $70,720 |
| Camden | $66,240 | Ocean | $74,160 |
| Essex | $70,720 | Passaic | $51,840 |
| Gloucester | $66,240 | Somerset | $74,160 |
| Hudson | $51,840 | Union | $70,720 |
| Hunterdon | $70,720 | Warren | $56,000 |
| Mercer | $72,080 | ||
| Current Annual Percentage Rate (APR) as of | ||||
|
||||
We're Here to Help
If you are interested in a Hudson City mortgage, or have questions about the best mortgage to meet your needs, feel free to contact us.
Phone Us
-
New Jersey Properties Contact Information
Main Processing Center
(201) 967-1900 or 1-800-222-0194 Ext. 1229, 1247, 1255Ocean County
(732) 477-0931
Visit Us
At any of our Branch Locations or Mortgage Processing Centers.
E-Mail Us
Contact us using our secure e-mail form.
Want an Application?
If you want to apply or simply want to get a head start, print and complete our Mortgage Application Package.
Completed applications may be hand-delivered or mailed to one of our Branch Locations or Mortgage Centers.





