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Hudson City Savings Bank has a long standing concern for the people in the communities it serves, including those with low to moderate income. We offer loans designed with these individuals in mind.
Hudson City has made mortgage loans even more affordable with
a 40 year term now available. Check out the chart below for the
latest rates.
Check Our Rates!
Do you know how much you can afford? Try our mortgage calculator.
- Save thousands of dollars because of reduced fees and lower
rates
- Receive consideration under preferred underwriting criteria
| by County |
| Atlantic |
$52,160 |
|
Middlesex |
$72,000 |
| Bergen |
$50,400 |
Monmouth |
$72,000 |
| Burlington |
$62,640 |
Morris |
$67,440 |
| Camden |
$62,640 |
Ocean |
$72,000 |
| Essex |
$67,440 |
Passaic |
$50,400 |
| Gloucester |
$62,640 |
Somerset |
$72,000 |
| Hudson |
$50,400 |
Union |
$67,440 |
| Mercer |
$66,480 |
Warren |
$52,640 |
|
All interest rates are subject to change without
notice
Property must be located within the eligible counties
shown above
Maximum mortgage amount $250,000
However, for loan amounts greater than $250,000, and also in
a defined Low / Moderate census tract, add 0.125%
to the rates listed below up to a maximum loan amount of $400,000.
Other 5 and 10 Year ARM Programs with lower rates
and higher fees are available upon request. |
*
Please note on loans shown above with 0.00% fees,
a 1% fee is actually due at time of Commitment acceptance
which will be refunded when and if the loan closes.
Should the loan not close, the fee will not be
refunded. |
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If you are interested in a Hudson City mortgage, or have questions about the best mortgage to meet your needs, feel free to contact us by either e-mail, phone or visit one of our branches or mortgage centers. You can also download a mortgage application by clicking the link below:
PHONE US
Ask for a Mortgage Origination Representative who will assist you in determining which Mortgage Product best fits your needs.
- New Jersey Properties Contact Information
- New York Properties Contact Information
- Long Island
(631) 727-9630
- Staten Island
(718) 720-5767
- Columbia, Dutchess, Putnam, Rockland, and Westchester
1-800-222-0194 Ext. 1247, 1255, 1229
- Other New York Properties
1-800-222-0194 Ext. 1247, 1255, 1229
- Connecticut Properties Contact Information
VISIT US
At any of our Branch Locations or Mortgage Processing Centers.
E-MAIL US
Contact us using our secure email form.
WANT AN APPLICATION?
If you decided to apply or just want to get a head start, print and complete our Mortgage Application Package.
Completed applications may be hand-delivered or mailed to one of our Branch Locations or Mortgage Centers.
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