Hudson City - Bank on better values.
Higher Deposit Yields, Lower Fees, Competitive Mortgage Rates

Savings and Club Accounts-New York

If you think all banks are the same. . . think again. These products are also available for IRAs.

Regular Savings

  • FDIC insured
  • Competitive interest rate
  • ATM card
  • Internet accessible
  • Telephone Banking accessible
  • Limited withdrawals and transfers
Current Annual Percentage Yield (APY) as of
All interest rates are subject to change without notice. Interest compounded daily and credited monthly on last business day. Fees may reduce earnings. Initial deposit of $50 required. Minimum balance to earn interest is $10.


Money Market Savings

  • FDIC insured
  • Higher rate of interest
  • Internet accessible
  • Telephone Banking accessible
  • Limited withdrawals and transfers
Current Annual Percentage Yield (APY) as of
All interest rates are subject to change without notice. Interest compounded daily and credited monthly on last business day. Initial deposit of $2,500 required. Minimum balance to earn interest for either account is $10. There is a $15 transaction charge for each item in excess of transaction limits. There is a $2 minimum balance fee when the balance falls below $100. Fees may reduce earnings.


Club Accounts

  • FDIC insured
  • Deposit any amount at any time
  • Check mailed on maturity
  • Internet accessible
  • Telephone Banking accessible
Current Annual Percentage Yield (APY) as of
All interest rates are subject to change without notice. The Holiday Club matures in October. The Vacation Club matures in April. Minimum balance to earn interest for either account is $10. There is a $2 charge for each account closed before maturity. Fees may reduce earnings.


Here are savings calculators that can help you create a plan to reach you financial goals

For additional information visit or call one of our branches.



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As of November 1, 2015, Hudson City Savings Bank merged into M&T Bank. It is now the Hudson City division of M&T Bank. M&T Bank is a Member FDIC and Equal Housing Lender.
Member FDIC Equal Housing Lender