Hudson City - Bank on better values.
Higher Deposit Yields, Lower Fees, Competitive Mortgage Rates

Savings and Club Accounts-New Jersey

If you think all banks are the same. . . think again. Unlike other investments like stocks and bonds, your principal and interest are guaranteed and insured by the FDIC to the full extent of the law. These products are also available for IRAs and Qualified Retirement plans.

Regular Savings

  • FDIC insured
  • Choose passbook or statement format
  • Competitive interest rate
  • Free ATM card with statement account
  • Internet accessible
  • Telephone Banking accessible
Current Annual Percentage Yield (APY) as of
All interest rates are subject to change without notice. Interest compounded daily and credited monthly of last business day. Fees may reduce earnings. Initial deposit of $50 required. Minimum balance to receive interest for either account is $10.


Money Market Savings

  • FDIC insured
  • Statement format
  • Higher rate of interest on funds available for withdrawal
  • Internet accessible
  • Telephone Banking accessible
  • Limited withdrawals and transfers
Current Annual Percentage Yield (APY) as of
All interest rates are subject to change without notice. Interest compounded daily and credited monthly of last business day. Initial deposit of $2,500 required. Minimum balance to receive interest for either account is $10. There is a $15 transaction charge for each item in excess of transaction limits. There is a $2 minimum balance fee when the balance falls below $100. Fees may reduce earnings.


Club Accounts

  • FDIC insured
  • Passbook used from one year to the next
  • Deposit any amount at any time
  • Check mailed on maturity
  • Internet accessible
  • Telephone Banking accessible
Current Annual Percentage Yield (APY) as of
All interest rates are subject to change without notice. The Holiday Club matures in October. The Vacation Club matures in April. Minimum balance to receive interest for either account is $10. There is a $2 charge for each account closed before maturity. Fees may reduce earnings.


Here are savings calculators that can help you create a plan to reach you financial goals

For additional information or an application to open an account, visit or call one of our branches, or click on this link to e-mail our Retail Banking Department.



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Copyright © 2008 Hudson City Savings Bank
Member FDIC Equal Housing Lender