Hudson City - Bank on better values.
Higher Deposit Yields, Lower Fees, Competitive Mortgage Rates

Consumer Loans-New York

Dreaming about updating your kitchen? A Hudson City Low/Moderate Income Home Improvement Loan may be the perfect solution.

Low/Moderate Income Home Improvement Loans
Special Fixed Rate Home Equity Loan

If you live in any of the communities mentioned below and meet the maximum permissible income level, you may qualify for a significantly reduced Fixed Rate APR. This loan can be used for home improvement purposes up to $20,000 (real estate secured). No commitment or application fees. You pay only a modest mortgage recording charge and New York State Mortgage Recording Tax at loan closing.

Current Annual Percentage Rate (APR) as of
Loans subject to credit approval and all interest rates are subject to change without notice.

This represents a Discount off Hudson City's regular rates! $20,000 max, no application fee, nominal filing fee, 1-4 family, NY owner occupied, primary residence. Available as listed in the chart below.

Maximum Permissible Income Levels For Low/Moderate Program
by County
Bronx $55,120 Queens $55,120
Kings $55,120 Richmond $55,120
Nassau $84,080 Rockland $55,120
New York $55,120 Suffolk $84,080
Putnam $72,460 Westchester $55,120
Orange $55,120    

NMLS Loan Origination Company Identifier: 403406

Try one of our Financial Calculators to assist you in estimating financing and payment options, and even compare loan rates easily!

For more information, visit one of our branches, call 1-800-222-0194, ext. 1332 or 1336, or click on this link to e-mail our Consumer Loan Department.

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