Consumer Loans-New Jersey

Dreaming about updating your kitchen? Paying high interest on credit cards or loans? Worried about covering high tuition bills? A taxSense™ Home Equity Loan may be the perfect solution for you.

taxSense Fixed Rate Home Equity Loans

A taxSense™ Home Equity Loan is perfect for people who need money in ONE LUMP SUM with a fixed interest rate and a guaranteed, locked-in payment amount with up to 20 years to repay.

The Home Equity Loan offers competitive interest rates and is available for loan amounts up to $250,000 (which is based on equity in your New Jersey one to four family primary residence, max 75% LTV, and your ability to repay). There is no application fee involved. You pay only a modest mortgage recording charge at loan closing.

Interest paid may be tax deductible (check with your tax advisor).

Current Annual Percentage Rate (APR) as of
All interest rates are subject to change without notice.
$250,000 maximum, 240 month maximum term, no application fee, nominal filing fee, 1-4 family, NJ owner occupied, primary residence, max 75% LTV.

Try one of our Financial Calculators to assist you in estimating financing and payment options, and even compare loan rates easily!

For more information, visit one of our branches, call 201-967-1900, ext. 1332 or 1336, or click on this link to e-mail our Consumer Loan Department.